Every responsible leader knows that the success of a company mainly depends on the employees, the performance of the employees, and their added value in knowledge are key to development. Nowadays – especially in fields that require special skills – it is very important to pay attention to the workforce. In addition to cash benefits, maintaining the well-being and health of employees and their relatives is becoming more and more important.
The corporate health insurance of Medicover can be an effective solution for retaining employees.
Learn more about our Corporate Health Insurance Packages
Choose the package that you are interested in:
Health Insurance Package or Manager Screening?
Medicover Health Insurance Packages have several benefits against Manager health screening:
|Manager health screening||Health Insurance Package
(Medicover White Package)
|General health screening with a pre-set testing method, once a year (no self-specific examinations)||Once a year health screening with a personalized testing method according to age, gender, hereditary diseases, individual complaints|
|A health-related benefit that is taxed as a consolidated income||Health insurance is taxed more favorably than other benefits|
|This is a one-time consultation – there is no possibility for follow-up or control tests||Unlimited outpatient care, advanced diagnostic tests (MRI, CT),
complex laboratory tests, outpatient surgeries
Why is it beneficial to ensure the health of the colleagues?
The loss of an employee due to illness can cause many additional costs, especially if this period is longer than expected. On the first 15 days of the sick-leave, the paid absence fee, the overtime costs for replacement, and the salary of the new colleague in case of a longer absence can cause huge expenses for the employer. This means an average extra expenditure of more than 110 000 HUF per employee per year related to the Hungarian average gross wages.
According to the report of the National Bank of Hungary, the high number of sick allowance is a drawback of the national economy. Compared to Austria, this number is twice as high in Hungary.
However, absence due to illness can be significantly shortened if we provide our employees with quality care and regular screening.
Let us take a practical example
When a key employee in terms of the work process is complaining about numbness in their arms regularly, it makes it difficult to work effectively. At first they only experienced it at night, so they turned up every time they were on shift, but recently they had to interrupt their work several times due to numbness.
If the employee does not have health insurance…
The complainant employee decides to find out the cause of complaints: the first step is to visit the General Practitioner, which usually takes a workday. As the complaints need examinations from a specialist, the employee receives referrals for cardiology and orthopedics. The first available appointment dates are in 2 weeks. Between the cardiac and orthopedic examinations, they take sick leave.
After the orthopedic examination, the doctor suspects Carpal tunnel syndrome, which needs special tests to be diagnosed. The earliest appointment date is in 2 weeks again. Until then, the employee returns to work in order not to lose their salary, but they can work only with a limited capacity.
The examination proves Carpal tunnel syndrome, which requires surgical treatment. The surgery can be performed after another two weeks, before which they must undergo the mandatory pre-operative examinations that take 1-2 days off again. After the surgery, the recovery takes 1 to 1.5 weeks.
To sum up, the employee will be at least 25 days away, and it takes more than 10 weeks from the first visit to the full recovery. During this time, their replacement is necessary to be solved.
If the employee has a Medicover corporate health insurance…
Medicover’s complex corporate health insurance significantly reduces this period. Depending on the client’s complaints, our trained customer service colleagues offer the relevant specialty clinic and book the appointments immediately, which are usually in a few workdays.
The necessary imaging diagnostics, laboratory tests, and control tests could be done in a few workdays as well, shortening the whole process significantly: it would take only 3-4 weeks to have the diagnosis. It allows the treatment to be started within 2-3 weeks, and the employee can return to work on the 6th week.
What are the other benefits of a health insurance for an employer?
In addition to shortening the absence time of employees, corporate health insurance offers a number of other benefits to employers:
- Health insurance has preferential taxation to other fringe benefits
- Employees appreciate benefits that contribute to their and their families’ well-being. This could increase their loyalty.
- Employee commitment reduces fluctuation, reducing the costs of recruitment, selection, and internal training.
- Healthy, motivated employees contribute to the competitiveness of the company, improving its position on the labor market as well.
What are the advantages of the Medicover Health Insurance packages for employees?
Our health insurance packages provide many advantages for employees, too:
- No need to spend time searching for private practices: our colleagues book appointments immediately for our healthcare services via our Customer Service
- Thanks to our appointment booking system, the examinations can be planned and scheduled easily
- No waiting lists
- No additional fees on the services covered by the package
- Quick and easy access to high-quality healthcare services
- The insurance can be extended to family members, so they can benefit from the same care as well
What do you need to know about Medicover's corporate health insurance?
- We offer customized corporate insurance packages, suited for your company’s needs, with a fixed annual price.
- In case of group health insurance contract, risk assessment is not required
- We provide a wide range of private health care services throughout the country, covered by your insurance package
- Depending on the insurance package, annual prevention tests and personalized treatments are provided
- Insured clients can book appointments conveniently through our Customer Service line
- 24/7 health line: health advice service for insured clients
Request a quote
Fill in the contacting form below, and we will contact you!
Please note that we can send an offer for a group health insurance request for a minimum of 10 people.
Medicover Försäkrings AB (publ)
Medicover Försäkrings AB (publ), registered in Sweden as a stock company, is the region’s dynamically developing insurance company. It has opened branch offices in several EU countries in Central and Eastern Europe, and primarily provides corporate health insurance to its customers.
The insurance company is represented in Hungary by:
The Hungarian Branch Office of Medicover Försäkrings AB (publ)
Headquarters: Váci út 29-31., 1134 Budapest, Hungary
Company registration number: 01-17-000521, Tax number: 22553221-1-41
Registration authority: Metropolitan Court Budapest
The Hungarian Branch Office of Medicover Försäkrings AB (publ)
Postal address: Váci út 29-31., 1134 Budapest, Hungary